Is "toxic black mold" really deadly? A Florida mold assessor sorts myth from fact: why all mold matters, why you can't judge it by color, and why testing is the only way to know what you're dealing with.

A 4-point and a wind mitigation inspection answer questions for your insurer — a home inspection answers them for you. Here's what each one covers, what changed with the 2026 wind-mitigation form, and why "just get a 4-point to save money" is a costly mistake.

That’s the practical value of an independent assessment: you get a diagnosis and a final sign-off from someone whose only product is an honest answer.

You found the house, your offer was accepted, and suddenly everyone's talking about "the inspection period." Here's exactly where the inspection fits in your purchase, what happens on the day, and — the part too few people explain — what to actually do with the report once it lands in your inbox. Where the inspection fits in the transaction 1. Offer accepted → the clock starts. Florida purchase contracts include an inspection (due diligence) period — commonly somewhere betwee