She'd been told that hiring an inspector for a brand-new house was a waste of money. The county inspected it. It has a warranty. Nobody had ever lived in it. We found nineteen things.

You've bought houses before — just never one built like this. What buyers moving to Nocatee, RiverTown, Shearwater and Silverleaf from out of state consistently don't know to ask about a new Florida home.

If you walked into a model home in Green Cove Springs or Middleburg without an agent, nobody in that transaction works for you - and nobody will mention that you can hire your own inspector. Here's what to know, and when.